So for now, I can only look at the wonderful albums M+K have made for their other couples. Here are some of my favorites:
Friday, June 13, 2008
Album Samples
It has been over half a year (already!) since our wedding, and I am ashamed to say that we still have not come around to working on our wedding album. It's a lot harder than I thought it would be...especially since Mimi + Karl took so many kick-ass pictures of our wedding. Really, how do you pick only 100 photos from a total of 1000? This is what we get for choosing such great photographers!
So for now, I can only look at the wonderful albums M+K have made for their other couples. Here are some of my favorites:
So for now, I can only look at the wonderful albums M+K have made for their other couples. Here are some of my favorites:
Monday, February 18, 2008
Invest, Invest!
Since last year, my boss has been encouraging us to start investing our money instead of just leaving it in the bank (his wife works with Sun Life). Of course, since we had our wedding last year, we couldn't really invest too much because our money was already allotted for the wedding expenses.
Now that the wedding is over, we can finally start thinking about our investments. It's just too bad that the dollar-peso exchange rate is so low (and contrary to what our government says, I don't think the economy is getting better...I mean, I don't see the prices of ANYTHING getting lower)! We've started first by getting insurance coverage. Actually, I know I should have gotten this years ago, but back then I just wanted to enjoy my money first.
Our next step was actually to invest in mutual funds, but we're still waiting for the stock market to stabilize. So while waiting, my colleague and I were briefed on the Educational Plan or Retirement Plan from Sun Life.
I was shocked at how much money we will be needing in case I plan to retire by the age of 45. Assuming the following:
I also did some computations on my own to find out how much tuition would be in DLSU in 16 years time, assuming the following:
It seems a bit daunting doesn't it? No wonder my boss seems so pre-occupied -- to think that his Net Worth is probably 20x that of mine. I do agree though that after the wedding, couples should definitely think about their investments. But at the same time, don't be too consumed by it, that you worry so much about the future.
Now that the wedding is over, we can finally start thinking about our investments. It's just too bad that the dollar-peso exchange rate is so low (and contrary to what our government says, I don't think the economy is getting better...I mean, I don't see the prices of ANYTHING getting lower)! We've started first by getting insurance coverage. Actually, I know I should have gotten this years ago, but back then I just wanted to enjoy my money first.
Our next step was actually to invest in mutual funds, but we're still waiting for the stock market to stabilize. So while waiting, my colleague and I were briefed on the Educational Plan or Retirement Plan from Sun Life.
I was shocked at how much money we will be needing in case I plan to retire by the age of 45. Assuming the following:
- I will live 25 years after my retirement
- I eat 3 meals a day
- Each meal averages P250
I also did some computations on my own to find out how much tuition would be in DLSU in 16 years time, assuming the following:
- Current tuition is P150k per year
- There is a 10% increase per year
It seems a bit daunting doesn't it? No wonder my boss seems so pre-occupied -- to think that his Net Worth is probably 20x that of mine. I do agree though that after the wedding, couples should definitely think about their investments. But at the same time, don't be too consumed by it, that you worry so much about the future.
Wednesday, January 30, 2008
The Vows
I was cleaning the room last weekend, trying to fix all our wedding stuff when I came upon this piece of paper with Danz's handwriting.
It was the vows that Danz had prepared but was not able to say during the ceremony because that part was skipped.
It goes like this:
"I, Danz, take you Celina, as the love of my life. I vow to be patient with you and the circumstances in our lives. Together we will be better than we could be alone. When you need someone to encourage you, I want it to be me. When you need a helping hand, I want it to be mine. I will not forsake you or these vows that we have made, but rather strive to show you my love for the rest of our lives. This is my promise to you."
Looking back, I am quite relieved that we skipped that part because I think I would have definitely cried had he said those vows. Besides, his vows were so much better than mine.:)
It was the vows that Danz had prepared but was not able to say during the ceremony because that part was skipped.
It goes like this:
"I, Danz, take you Celina, as the love of my life. I vow to be patient with you and the circumstances in our lives. Together we will be better than we could be alone. When you need someone to encourage you, I want it to be me. When you need a helping hand, I want it to be mine. I will not forsake you or these vows that we have made, but rather strive to show you my love for the rest of our lives. This is my promise to you."
Looking back, I am quite relieved that we skipped that part because I think I would have definitely cried had he said those vows. Besides, his vows were so much better than mine.:)
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